Your property, your questions
Start with how your property is used.
A primary home, weekend cabin and rental property can have very different insurance needs. These guides explain what to ask before considering surplus coverage.
Owner-occupied homesRental homes & landlordsShort-term rentals & cabinsVacation & second homesVacant homes & renovationsCondo unit ownersManufactured & mobile homes
Tell the insurance professional how the property is actually occupied and used, including rentals, vacancies and planned renovations. The description on the application should match the real situation.
Your next step
Talk through your Tennessee property.
Bring your questions, your current policy and the details that have made coverage difficult.