Practical information for a difficult insurance search
An insurance nonrenewal or a declined application can leave a homeowner with urgent questions. What changed? What should a new insurer know? Is the proposed policy actually suitable for the property? TennesseeSurplus.com is built around those questions.
The website focuses on surplus home insurance and related residential property coverage in Tennessee. Its guides also address rental homes, vacation properties, short-term rental cabins, vacant homes, condos and manufactured homes.
Experience
Mike Cordogan has over 20 years of high-risk homeowners insurance experience. His focus is helping property owners understand the issues that can make a home harder to insure and the questions worth asking about possible coverage.
Professional experience provides context. A decision about a particular home still requires accurate property information, available insurer terms and a careful review of the proposed policy.
Who operates the website
TennesseeSurplus.com is a website of Your Insure Cure, LLC. The website name identifies this educational resource. It is not an insurance company, a state FAIR Plan or a government office.
The site uses public consumer resources and surplus lines market reports to support its explanations. Citing the Tennessee Surplus Lines Office, SLIP+ or Tennessee regulators does not imply an affiliation or endorsement.
How to use the guides
Start with the topic that matches your situation. Keep a list of questions as you read and use it when discussing a quote. General information cannot establish that a particular loss will be covered. The policy, endorsements and facts of a claim determine that answer.
Explore the insurance guides or read the editorial policy.
Talk about your Tennessee property
To discuss a quote request, Click to Call or visit the quote request page. Explain any approaching nonrenewal, cancellation or closing deadline.